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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Understanding Your BOP

Understanding Your BOP

A business owners policy (BOP) combines protection from all major business property and liability risks in one convenient package. Package policies are created for small and mid-sized businesses that face the same type and degree of risk. A policy that combines property and business liability insurance can cover your business for claims resulting from fire, theft, and other covered disasters, as well as for claims...

Understanding Your Homeowners Policy

Understanding Your Homeowners Policy

Most people don't want to think about their homeowners insurance until they need it. Homeowners policies are lengthy, complicated, and written in legalese. Nevertheless, it could pay off to thoroughly understand your homeowners policy and know how it works. Our agency is happy to assist you with not only finding the right homeowners policy, but also with understanding what is in it. Basics of Homeowners...

Are You Paying Too Much For Your Car Insurance?

Are You Paying Too Much For Your Car Insurance?

Like food, housing, and medical care, car insurance is a necessity of life in the 21st Century. At a bare minimum, nearly every state in the U.S. has enacted mandatory liability car insurance laws for all drivers. On top of that, a new car is a significant investment that most owners want to protect with comprehensive and collision coverage. Unfortunately, many people today are leaving...

You're Invited

Remember the “exchange chain letters” of years ago? If I sent a single kitchen towel to the first person on a typewritten list and then mailed the letter to six of my friends, it promised I’d receive a bounty of 36 kitchen towels. Or 36 books. Or 36 recipes. The letters came and came and came, each promising abundance (360 percent of your investment!) or...